Repay and Reward - Terms & Conditions

Repay & Reward is here for June and July! Eligible customers who make a repayment during this period could win a £50 reduction to your loan balance.

 

How it works:

🔗Make a repayment on your Shopping Card loan or Core loan this June or July.

💬You will automatically be entered into the monthly draw.

🎁 The winner will receive a £50 reduction applied to their outstanding loan balance.

 

Competition takes place in June and July. To be in with a chance of winning, you need to have made a repayment in the draw month. 

You can also enter the competition by being a Shopping Card or Core loan customer and signing up to the Fair for You newsletter.

Each eligible customer will have one entry only. 

 

Want to opt out? Just email marketing@fairforyou.co.uk and we will remove you from the draw. 

 

How to make a repayment?

To make payments on your Fair for You account, simply log in to your Fair for You Customer Account area online.

 

Terms & Conditions:

1. Promoter
 The promoter of this draw is Fair for You Enterprise CIC (“Fair for You”, “we”, “us”), authorised and regulated by the Financial Conduct Authority (FRN 719715).

2. Eligibility
 2.1 The draw is open to customers who:

  • are aged 18 or over
  • are UK residents
  • hold an active Fair for You loan (including Shopping Card or Core Loan) at the time of the draw

 2.2 Accounts that are closed or fully defaulted at the time of the draw may not be eligible.

 2.3 Customers in an agreed repayment arrangement or forbearance remain eligible.

 2.4 Employees of Fair for You are not eligible to participate.

3. Entry
 3.1 All eligible customers will be automatically entered into the Repay & Reward draw.

 3.2 No purchase or payment is required to enter the draw.

 3.3 Each eligible customer will receive one entry per monthly draw.

4. The Draw
 4.1 The draw will take place once per calendar month.

 4.2 Winners will be selected at random from all eligible entries.

 4.3 The number of winners per month will be determined by Fair for You and may vary.

5. Prize
 5.1 Each winner will receive a £50 reduction applied to their outstanding loan balance.

 5.2 The prize will be applied directly to the customer’s account and cannot be exchanged for cash or any other alternative.

 5.3 Where a customer’s outstanding balance is less than the stated prize value at the time the reduction is applied, only the amount required to reduce the balance to £0 will be applied. 

 5.4. If a customer has more than one active loan, Fair for You will determine which balance the reduction is applied to.

6. Notification and Application of Prize
 6.1 Winners will be notified within a reasonable timeframe following the draw.

 6.2 The balance reduction will be applied within 7 days of the draw date.

7. General Conditions
 7.1 Fair for You reserves the right to refuse or withdraw the prize where there is evidence of fraud, misuse, or breach of these terms.

7.2 Fair for You may amend, suspend, or withdraw the draw at any time. Where changes are materially adverse, reasonable notice will be provided.

7.3 Fair for You’s decision in relation to all aspects of the draw is final and binding.

8. Data Protection
 8.1 Personal data will be processed in accordance with Fair for You’s Privacy Policy for the purposes of administering the draw.

9. Governing Law
 9.1 These terms are governed by English law and subject to the jurisdiction of the English courts.