You can choose how and when you’ll repay your loan in a way that works for you. And we know that sometimes circumstances change so if you get into difficulty you can always change your repayment schedule to help get back on track.
Flexible payments
We’re on your side
We’re honest about what type of loan will be best for your specific situation — we make sure you’ll be able to afford to repay what you borrow — and we do everything we can to help you pay off your loan quickly and as cheaply as possible.
Affordable loans that work for you
We keep our interest rates as low as possible and don’t judge you solely by your credit score, even if you’ve needed help to repay debts in the past. We even encourage overpayments at any point to allow you to pay less interest on your loan. Plus there are no hidden fees to catch you out — what you see is what you get.
Here to help
We understand that things don’t always go to plan. You can change your repayments at any time and our friendly team are on hand to help you through difficult times. Unlike some other lenders we’ll never send bailiffs for collection or sell your debt to another company.
Quality products from brands you can trust
We have teamed up with trusted names like Whirlpool, to give you access to a wide range of quality items for your home with affordable finance. We pay the retailer of your chosen product directly when you complete your purchase - which means you own the product from day one. And because you have purchased straight from the retailer you have access to all the aftercare and support you’d expect from big name brands.
Quick decisions
It’s quick and easy to apply – with many customers receiving an instant decision. Sometimes our team may need to review an application first, but we aim to get back to you with a decision within an hour (during our usual opening hours).
