How to shop at Pharmacy2U with a Fair for You Shopping Card loan

We are pleased to announce that the Fair for You Shopping Card loan can be used at Pharmacy2U. This can help both new and existing customers spread the costs of healthcare essentials, prescriptions, weight loss support, pet health and more.

We’ve heard from Fair for You customers who have already used Pharmacy2U to improve their health and get back control of their finances, like father-of-two Jack from Yorkshire, who says:

“A year ago I was in a really bad place - I weighed 30 stone, and was in a lot of debt. I knew I wanted to do something about both of those issues. Even though I was getting on top of my debts, I kept getting rejected by other lenders, which meant I couldn’t afford the help I needed with my weight loss. Then I found Fair for You, and the Shopping Card loan has given me a chance to get things fixed. The sooner you face up to your issues - whether it’s weight or debt - the sooner you can fix it.” 

Customer experience. Credit is subject to eligibility and should be used responsibly.

Here’s how to use your Fair for You Shopping Card loan at Pharmacy2U, what you can buy, and how repayments work.

What is Pharmacy2U?

Pharmacy2U is the UK’s largest online pharmacy working closely with the NHS and other partners to provide a range of healthcare services. Customers can buy prescriptions, medicines, and everyday health products, to be sent directly to their home.

What can you buy at Pharmacy2U with a Shopping Card loan?

You can use your Shopping Card loan to buy a wide range of hygiene, health and personal care products, including:

• Prescriptions from your GP, at the standard prescription charge or free, if you’re eligible
• Over-the-counter medicines like pain relief, and cold and flu remedies
• Weight loss products
• Vitamins and supplements
• Skincare, beauty products, sunblock, mosquito spray
• Baby nappies
• Incontinence pads
• Shower gel and shampoo
• Period products
• Pet health products
• And much more!

For some purchases, you may first need to speak to one of Pharmacy2U’s qualified pharmacists.

What is a Shopping Card loan?

A Shopping Card loan from Fair for You is a prepaid Mastercard with as little as £50, up to £350 of credit. It is a loan that allows you to spread the cost of shopping online and in-store at some of your favourite high-street retailers with a payment schedule that works for you. You can choose to pay in flexible weekly, fortnightly, four-weekly or monthly installments

It’s not like a regular credit card or Buy Now Pay Later, it’s like any other loan with Fair for You. Payments aren’t linked to your spend but are taken on the date that you choose in your agreement - making sure that the loan is flexible to you and your needs.

How can I use my Shopping Card loan at Pharmacy2U?

It’s simple to use your Fair for You Shopping Card loan at Pharmacy2U:

1. Check your Shopping Card loan balance, or apply for a loan if you're new to Fair for You.
2. Visit Pharmacy2U.co.uk and browse their products and services.
3. Pay using your Shopping Card loan at checkout. You can select Mastercard and then enter the 16 digit card number, Expiry Date, and CVC on the prepaid card.
4. Repay in flexible instalments that suit your circumstances.

New to Fair for You?

You can check your eligibility and apply for the Shopping Card loan here.

It’s a quick and easy application process. Many customers receive a decision within an hour when applying during our opening hours, Monday-Friday 9am-5pm. Your prepaid Mastercard will be sent by Royal Mail and you should receive it within 10 working days, but it’s usually quicker.

Please remember: The Fair for You Shopping Card loan is a credit product. Credit is subject to affordability and eligibility checks. Borrowing responsibly is important. Missed payments may affect your credit file.

Can you use a Shopping Card loan for prescriptions, weight loss services and over the counter medicines?

Yes, you can use your Shopping Card loan to pay for prescriptions and other services.For some purchases, you may first need to speak to one of Pharmacy2U’s qualified pharmacists.

Can I get my prescriptions for free?

Lots of people can get free NHS prescriptions, including children; adults aged over 60; people who receive certain benefits (and their partners); pregnant women and new mothers; and people with specific medical conditions.
 

Find out if you can get free NHS prescriptions on this page on the Pharmacy2U website, or you can check via the NHS website. If you have to pay, the charge is £9.90 per item.

Is a Shopping Card loan a good idea for healthcare costs?

Since we were set up in 2015, more than 100,000 customers have used Fair for You loans. Our loans can help spread the cost of essential items, for example if you would otherwise have to wait a long time until you’d saved the money.

When taking out a Fair for You Shopping Card loan, it’s important to remember:

• It is a form of credit, so interest applies
• You should make sure repayments are affordable
• With all Fair for You loans, you can make early repayments with no penalties.
• Missing payments may impact your credit file, although we won’t charge you late fees

• If you experience difficulties keeping up with your payments, we can support you. We’ve made this short video explaining what happens and how we’ll support you if you miss a payment:

   

What other help can I get with health costs and budgeting?

If you’re struggling with bills or budgeting, support is available.

If you need help specifically getting pharmacy products like shampoo, tampons, nappies or toothpaste, you may be able to get these for free from a local Hygiene Bank. Hygiene Banks are like food banks, but they only provide hygiene, health and pharmacy products. Some food banks also provide these products, and you can find out how to access them via Citizens Advice.

If you live in Scotland, you can get free period products - find more information on the Scottish Government website or via the PickupMyPeriod app.

For other tools to help check your benefits, deal with debt or manage your budget, look through the resources we have listed here.