If you’re struggling to cover things like your weekly food shop, items you need for the home, or even to find ways to pay your rent, emergency support is available for the essentials. Charitable grants and organisations, government benefits, flexible loans and plenty more options are available to help you through difficult times.
The school summer holidays are just around the corner, and for many parents, this can be a time for stress and money worries. The cost of keeping the kids entertained for six weeks can be extortionate, but with a bit of organisation and planning, you can start saving for summer holidays.
Grocery shopping is one of the largest weekly expenses for most households in the UK. With the current economic crisis, food prices are rising at the fastest rate in eight years. In today’s blog post, we share our top tips for saving money on your weekly food bill in the UK. Follow these tips and tricks to save money on food and cut back on waste.
It’s Mental Health Awareness Week, and if there’s one thing that causes stress – it’s money. Over 1.5 million Brits have spiralling debt and mental health problems, according to the Money and Mental Health Policy Institute. Financial and mental health are inextricably interlinked. You are likely to feel low or anxious when you have money issues. And when you are struggling with your mental health, money management is one of the first things to go.
Sky-rocketing energy and inflation rates have left millions struggling to pay for food, bills and household essentials. Chancellor Rishi Sunak released the Spring Statement 2022 just a few weeks ago – with numerous measures to combat the rising cost of living. Here at Fair for You, we believe in making finance accessible to you. Whether it’s flexible loan repayment plans or breaking down current economic events, we’ve got your back.
There are rising energy prices in the UK right now, and your bills are about to change. Europe has entered an energy crisis due to China’s demand for natural gas, Russia’s invasion of Ukraine, and the weather conditions of the last year. A record-high increase in natural gas prices has left the UK’s energy suppliers scrambling for resources.
Financial resilience is all about preparing for the worst-case scenario. You never know what’s around the corner – and you need to be financially prepared. At Fair for You, we understand that sometimes life happens, and things veer off course. Significant life events like a relationship breakdown or an unexpected illness, can have quite an impact on your finances and, more specifically, your financial security. These events might change your income, assets or debt payments, and you need to be financially resilient enough to navigate the fallout of life’s challenges.
Are you struggling to keep track of your finances? Do you find that your money doesn’t stretch far enough to cover the essentials? If any of this sounds familiar, then don’t worry! We’re here to help you understand how to improve things step by step. First things first, the term to get familiar with here is financial wellbeing. Contrary to popular belief, financial wellbeing isn’t just for people with a lot of money. Instead, financial wellbeing applies to everyone. It’s about being confident at managing your finances – something we should all be aware of. After all, poor financial wellbeing can have a knock-on effect on our mental and physical health.
It’s not always easy to talk about your finances, especially if you’re having difficulty keeping track. But by talking about money and your personal situation, you can learn to manage it better and hopefully become less worried and stressed. Here at Fair for You, we want to empower our customers to better understand their finances as a whole, and to give them access to the items they need. So in today’s post, we’re discussing the meaning behind financial wellbeing – what it is, what impacts it – and how you can take control of yours, regardless of your current financial situation.
Whether your child needs to practice their weekly spellings or start a bigger project, finding the time to sit down and help them with their homework in the evenings can be tough. After a busy day, the last thing you want is to deal with tantrums over maths equations – we’ve all been there. As your child gets older, their pile of work will only grow. It’s good to get into a homework routine early on to avoid late hand-ins. Find out how to manage your child’s homework schedule and this dreaded task will become (dare we say) easy!
Becoming a parent really is life-changing. Whether you are in the exciting stages of preparing for your baby to arrive, or whether you are finding your feet and settling into parenthood, the family finances may well be on your mind. With all this added responsibility comes a fair few added costs. It’s important to prepare for this financial change as much as you can. That way, you can focus on enjoying your little one grow up rather than stressing over the bills.
After a jam-packed summer of activities, the return to school may have crept up in your calendar. The beginning of September brings the first-day-of-school-nerves to some children. In the weeks building up to the big day, your child’s back-to-school anxiety may have been brewing. Whether your child is worried about meeting their new teacher or has new school nerves as they transition to high school, it’s important to be on hand to support them.