Loans that work for you, not the other way around

Our aim is to help people access affordable credit on terms that work for them which is why our loans are flexible. You can choose how much you want to borrow, how long you want to borrow it for and how much you repay every week, fortnight, four weeks or month. You’re in total control. And we know that your circumstances can change so you can adjust how and when you’re repaying when necessary.

Choose your own repayment schedule that works for you.

Change how you’re repaying your loan if your circumstances change.

Easily manage your loan from any device by logging into your online dashboard.

Everyone struggles sometimes. We’re here to help if you’re having trouble repaying your loan.

If you are an existing Fair for You customer and you need to make changes to your loan schedule, log in to your dashboard and follow the easy steps.

Take me to my dashboard

Create your loan - your way

You choose the repayment term and frequency
You choose the date that payments are taken
You can change your payment plan whenever it suits you, and as many times as you need to, by logging into your online dashboard
You can overpay at any time for free to reduce the overall interest on your loan - and if you overpay enough you may be eligible for a payment holiday
You can have up to three active loans with us at any one time

Create your loan - your way

You choose the repayment term and frequency
You choose the date that payments are taken
You can change your payment plan whenever it suits you, and as many times as you need to, by logging into your online dashboard
You can overpay at any time for free to reduce the overall interest on your loan - and if you overpay enough you may be eligible for a payment holiday
You can have up to three active loans with us at any one time

Create your loan - your way

You choose the repayment term and frequency
You choose the date that payments are taken
You can change your payment plan whenever it suits you, and as many times as you need to, by logging into your online dashboard
You can overpay at any time for free to reduce the overall interest on your loan - and if you overpay enough you may be eligible for a payment holiday
You can have up to three active loans with us at any one time

Frequently Asked Questions

We do perform credit searches when you submit a loan application which will show on your credit file and may be factored into your score calculations.

Before you submit an application you can try our eligibility checker which doesn’t leave a footprint on your credit file, but will give you an indication of whether you might be eligible for a loan with us.
We do perform credit searches on an application, but we don't do generic credit scoring - we prefer to look at how you’re repaying things now rather than something that may have happened many years ago. We may also conduct identity checks. You can learn more in our privacy policy.

You can make a soft search which doesn’t leave a footprint on your credit file, but will give you an indication of whether you might be eligible for a loan with us.
You can repay your loan early with no penalty fees. Simply log into your customer account area and make a payment
We understand that circumstances can change and we’ll always try to work with you to rearrange a payment plan and get you back on track wherever possible.

If you need to make a payment you can do this via your customer account area. You can also request a change to your repayment schedule there.

If you continue to miss payments without contacting us to arrange an alternative plan we will add a default fee of £9.50 to cover our costs of sending required letters and other communications.

See all frequently asked questions

Contact us

Do you have more questions that you can’t find here? Then check out our contact us page to find out how you can get in touch. Opening hours are:
Monday to Friday, 9am to 5pm
Saturday, 9am to 1pm.

Get in touch

I previously used another weekly payment store — it was a real struggle and they were always on the phone chasing payments.

— Leila

I previously used another weekly payment store — it was a real struggle and they were always on the phone chasing payments.

— Leila

Read Leila's story