Spread the cost of your shopping both online and in-store at some of your favourite high-street retailers with our Shopping Card loan, all with our fair, affordable loan options.
Provided by Fair for You – an award-winning, not-for-profit lender rated “Excellent” on Trustpilot.
Borrow up to £350 to spend at Argos, Currys, Iceland and more...
Spread the cost of your shopping both online and in-store at some of your favourite high-street retailers with our Shopping Card loan, all with our fair, affordable loan options.
Provided by Fair for You – an award-winning, not-for-profit lender rated “Excellent” on Trustpilot.
Borrow up to £350 to spend at Argos, Currys, Iceland and more...
Spread the cost of your shopping both online and in-store at some of your favourite high-street retailers with our Shopping Card loan, all with our fair, affordable loan options.
Provided by Fair for You – an award-winning, not-for-profit lender rated “Excellent” on Trustpilot.
Borrow up to £350 to spend at Argos, Currys, Iceland and more...
On track with repayment and your outstanding balance is under 75% of your credit limit? You can apply for another £350 in your member dashboard.
*Many customers receive a decision within an hour during open hour Mon-Fri 9am-5pm.
On track with repayment and your outstanding balance is under 75% of your credit limit? You can apply for another £350 in your member dashboard.
*Many customers receive a decision within an hour during open hour Mon-Fri 9am-5pm.
On track with repayment and your outstanding balance is under 75% of your credit limit? You can apply for another £350 in your member dashboard.
*Many customers receive a decision within an hour during open hour Mon-Fri 9am-5pm.
Food Club customers: please email us at contactus@fairforyou.co.uk before applying for your Shopping Card loan. To be eligible to apply you will need to have paid off your Food Club loan balance in full.
The Fair for You Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license by Mastercard. Prepaid Financial Services Limited is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference Number 900036, for the issuance of electronic money and provision of payment services; Registered Office; Prepaid Financial Services Ltd, 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638.
Our customers say it best - hear how fair lending has changed just a few of our customers' lives.
Our customers say it best - hear how fair lending has changed just a few of our customers' lives.
Our customers say it best - hear how fair lending has changed just a few of our customers' lives.
Say no to high-cost credit and choose Fair For You.
With us, you'll enjoy fair and flexible repayments, choose weekly, fortnightly, four-weekly or monthly instalments, quality products and no hidden fees.
Our online application process is quick and easy, and our friendly customer service team is on-hand to help whenever you need it.
Please note these Retailers are subject to change. More details can be found in your Loan Agreement.
New customer: Yes, you can apply providing you are over 18 years old and have a stable, regular income and a bank account you can make your repayments from. Your income can be from benefits or employment.
Existing customer: Yes, you can apply providing you are over 18 years old and have a stable, regular income and a bank account you can make your repayments from. Your income can be from benefits or employment. You must also:
If you have a Food Club Card, you're still eligible to apply for a Shopping Card loan but please email us at contactus@fairforyou.co.uk so that we can help you before you apply.
Once you have signed your loan agreement with us, we aim to get your card delivered within 7 working days, but it is usually quicker than this. Please note that "working" days does not include bank holidays or weekends.
No. The card will be locked and only available to use at our approved retailers.
We understand that circumstances can change and we’ll always try to work with you to rearrange a payment plan and get you back on track wherever possible.
If you need to make a payment you can do this via your customer account area. You can also request a change to your repayment schedule there.
You can repay your loan early with no penalty fees. Simply log into your customer account area and make a payment
Your credit limit can be found on your loan agreement with us. If your credit limit changes for any reason we will contact you by email on the address we have for you. For more information on your balance and credit limit please visit your account area.
Do you have more questions that you can’t find here? Then check out our contact us page to find out how you can get in touch.
