Being a single parent family is a unique experience that can be challenging in all sorts of ways. Add financial worries into the mix and it can be a recipe for anxiety, as even the most reasonable of us tend to focus on the necessities, treats and experiences we feel unable to give our children. Over time, this can trigger feelings of guilt, shame and exhaustion.
Next week marks National Allotments Week. Whilst tending to and nurturing an allotment holds countless benefits, not everyone can afford the price tag that comes along with one. But fear not – if you are lucky enough to have some outdoor space, or even just a window sill, there’s nothing stopping you from experiencing the benefits of growing your own produce for yourself. So, how do you create an at-home allotment? Here are some simple steps to get you started.
Credit scores are one small part of life, but they don’t always feel that way. When you have a low score, it can feel like there are big barriers all around, holding you back and stopping you from accessing the things you want or need. This can be frustrating – particularly when you are confident that you’ll be able to afford the repayments.
The summer holidays are officially upon us. Whilst the kids will be eagerly looking forward to six weeks of freedom, parents everywhere may be inwardly panicking about how on earth to keep the boredom at bay. Another worry during the school holidays is how to keep on top of spending. Getting the family out of the house often results in an ice cream here and a bag of sweets there. The pennies can very quickly add up.
With so much of our entertainment accessible on screens these days, it can often be a struggle to encourage our children away from the television to get crafty and creative. However, the benefits of exercising our children’s creative muscles are endless; it fires up their imaginations, improves their logic skills and gives them the opportunity to express themselves. Plus, you are left with something that your child has created to put on the fridge or gift to a grandparent at the end of it.
Here at Fair for You, we want to help you access affordable and flexible credit that is right for you and your circumstances. That’s why we carry out affordability checks as part of our loan application process. One way of carrying out these affordability checks is by asking to see copies of your bank statements. This allows us to gain an insight into your income and expenditure, which helps us decide whether a loan from us will be affordable for you.
The thought of filling out a loan application can feel a bit like a puzzle sometimes. You may be unsure what questions you’ll have to answer or how the process works. To help take the mystery out of applying for a loan with us, we’ve put together some handy info answering a few of your most frequently asked questions. We’ll have you kicking back with a cuppa in no time!The application process demystified
Applying for a loan or credit can feel like a daunting task. You may not be sure how the process works, whether you’ll be accepted, or the potential impact it could have on your credit score. That’s where a soft credit search can help you make a more informed decision without the added worry. It’s natural to be cautious, and sensible to arm yourself with all the facts before diving in. We’ve put together some answers to help demystify the process and make using our soft search tool a little easier.
It’s International Chocolate Cake Day. Yes, an entire day celebrating the glorious creation that is: chocolate cake. After hours of home schooling, locked up in the house together, what better time to give the kids (and most importantly yourself) a well-deserved treat? Whether you’re short on time or you need some free-from alternatives, we’ve got you covered. Delve into the deliciousness of these 5 heavenly chocolate cake recipes, and feed those guilty pleasures you’ve been yearning for.
Finding yourself juggling your new role as the unplanned teacher and still trying to keep the house in order? With home schooling now in full swing, getting the kids fuelled and focused for the day ahead has become the new challenge. Mix it up this Farmhouse Breakfast Week with some new breakfast treats to fill their bellies with the yummy goodness they need.
Space at a premium post-Christmas? Whether it’s toys stuffed in every corner (with none of the old ones allowed to be donated of course), new kitchen gadgets or clothes busting out of the wardrobe – clutter can add extra stress after a long day spent home-schooling, working, cooking and cleaning.
2020 was incredibly difficult, there’s no getting around that one. Although 2021 has not started on the most positive foot, there’s still that bit of renewed hope in our minds that a new year will mean a fresh start. This little spark of hope is what drives most of us to write that list of dreaded resolutions. Always well-intentioned, but mostly unrealistic when you start getting back into the swing of things: juggling work, kids and general life…