Shop at Iceland with our Food Club

The Food Club helps you stock up your freezer at Iceland, both in store and online, using the Fair for You Prepaid Mastercard.

Get ready to apply

Spread the cost of the holidays this year with credit provided by Fair for You – an award-winning, not-for-profit lender rated “Excellent” on Trustpilot.

*Subject to availability

The Food Club helps you stock up your freezer at Iceland, both in store and online, using the Fair for You Prepaid Mastercard.

Get ready to apply

Spread the cost of the holidays this year with credit provided by Fair for You – an award-winning, not-for-profit lender rated “Excellent” on Trustpilot.

*Subject to availability

The Food Club helps you stock up your freezer at Iceland, both in store and online, using the Fair for You Prepaid Mastercard.

Get ready to apply

Spread the cost of the holidays this year with credit provided by Fair for You – an award-winning, not-for-profit lender rated “Excellent” on Trustpilot.

*Subject to availability

How it works

Apply for an initial top up of between £25–£75
If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)
You will receive your preloaded Fair for You Prepaid Mastercard within 5-7 business days & then you can use the balance on your card to shop in store or online at Iceland.
Repayments are set at £10.00 per week and you can choose which day of the week your repayments come out
You can take out further credit for additional Iceland shops (6 times per year when notified by us) up to a total limit of £100 outstanding at any one time

Get ready to apply

How it works

Apply for an initial top up of between £25–£75
If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)
You will receive your preloaded Fair for You Prepaid Mastercard within 5-7 business days & then you can use the balance on your card to shop in store or online at Iceland.
Repayments are set at £10.00 per week and you can choose which day of the week your repayments come out
You can take out further credit for additional Iceland shops (6 times per year when notified by us) up to a total limit of £100 outstanding at any one time

Get ready to apply

How it works

Apply for an initial top up of between £25–£75
If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)
You will receive your preloaded Fair for You Prepaid Mastercard within 5-7 business days & then you can use the balance on your card to shop in store or online at Iceland.
Repayments are set at £10.00 per week and you can choose which day of the week your repayments come out
You can take out further credit for additional Iceland shops (6 times per year when notified by us) up to a total limit of £100 outstanding at any one time

Get ready to apply

Not sure if Food Club is right for you?

A few of our customers share their answers to some frequently asked questions and how Food Club has helped them.

Get ready to apply

We're helping you get ready for the Christmas period with Iceland Food Club

New customers, get ready to apply for Food Club from early 2025.

We normally take applications from new customers at any time but we're currently updating our Food Club cards and will have lots ready to issue from early 2025.

In the meantime, you can read more about how it works below.

For existing Food Club customers, the next top-up window is through to January 5th 2025.

You can still shop with us: you can still apply for a loan to buy appliances, furniture and other high-quality household items - click here to start shopping.

The Fair for You Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license by Mastercard. Prepaid Financial Services Limited is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference Number 900036, for the issuance of electronic money and provision of payment services; Registered Office; Prepaid Financial Services Ltd, 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638.

Frequently Asked Questions

Top ups on a Food Club loan are made available throughout the year in line with school holidays.

If you have a Food Club loan we will contact you to let you know when the next top up date is available or check future dates.
We do perform credit searches when you submit a loan application which will show on your credit file and may be factored into your score calculations.

Before you submit an application you can try our eligibility checker which doesn’t leave a footprint on your credit file, but will give you an indication of whether you might be eligible for a loan with us.
You can repay your loan early with no penalty fees. Simply log into your customer account area and make a payment
Yes. Providing you have a stable, regular income and a bank account you can make your repayments from, you’re eligible to apply.
We cannot say for certain as we don't perform an affordability check until you have selected a product to purchase and submitted an application. Our soft search tool can give you an indication as to whether you might be eligible for a loan from us.

As a responsible lender, fully authorised and regulated by the Financial Conduct Authority, we want to help you access affordable and flexible credit that is right for you and your circumstances. That’s why we carry out credit and affordability checks as part of our loan application process.
We understand that circumstances can change and we’ll always try to work with you to rearrange a payment plan and get you back on track wherever possible.

If you need to make a payment you can do this via your customer account area. You can also request a change to your repayment schedule there.

If you continue to miss payments without contacting us to arrange an alternative plan we will add a default fee of £9.50 to cover our costs of sending required letters and other communications.
Once you have signed your Loan Agreement we aim to get your card delivered within 5-7 business days, but it is usually quicker than this.
No. The card will be locked and only available to use at Iceland stores (including Iceland online and The Food Warehouse stores).
You can only have one Fair for You Prepaid Mastercard loan active with us at anytime. Therefore it's important to choose the best one for your needs, learn more about a Fair for You revolving card loan.

See all frequently asked questions

Contact us

Do you have more questions that you can’t find here? Then check out our contact us page to find out how you can get in touch.

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