Pay Weekly Loans

Our aim is to help people access affordable credit on terms that work for them which is why our pay weekly loans are flexible. Whether you're looking for pay weekly credit for a washing machine or fridge, iPad or phone, you can choose how much you want to borrow and how long you want to borrow it for. You can also overpay, with no penalties. You’re in total control. And we know that your circumstances can change so you can adjust how and when you’re repaying your pay weekly finance when necessary.

Choose a pay weekly repayment schedule that works for you.

Change how you’re repaying your pay weekly loan if your circumstances change.

Easily manage your pay weekly loan from any device by logging into your online dashboard.

Everyone struggles sometimes. We’re here to help if you’re having trouble repaying your pay weekly loan.

If you are an existing Fair for You customer and you need to make changes to your pay weekly loan schedule, log in to your dashboard and follow the easy steps.

Take me to my dashboard 
Create your pay weekly loan - your way
  • You choose the repayment term and frequency
  • You choose the date that payments are taken
  • You can change your pay weekly plan whenever it suits you, and as many times as you need to, by logging into your online dashboard
  • You can overpay at any time for free to reduce the overall interest on your loan - and if you overpay enough you may be eligible for a payment holiday
  • You can have up to three active loans with us at any one time
Create your pay weekly loan - your way
  • You choose the repayment term and frequency
  • You choose the date that payments are taken
  • You can change your pay weekly plan whenever it suits you, and as many times as you need to, by logging into your online dashboard
  • You can overpay at any time for free to reduce the overall interest on your loan - and if you overpay enough you may be eligible for a payment holiday
  • You can have up to three active loans with us at any one time
Create your pay weekly loan - your way
  • You choose the repayment term and frequency
  • You choose the date that payments are taken
  • You can change your pay weekly plan whenever it suits you, and as many times as you need to, by logging into your online dashboard
  • You can overpay at any time for free to reduce the overall interest on your loan - and if you overpay enough you may be eligible for a payment holiday
  • You can have up to three active loans with us at any one time
Weekly Repayment Loan Calculator
The Loan Calculator will be shown here.
Frequently Asked Questions

  • 1. Shop products from trusted retailers - explore hundreds of top quality products both online and in-store.

    2. Apply for an affordable loan: Browse our website and add the product to your basket and fill in a few details to help us understand a bit about your circumstances. First time customers can apply for this core loan for up to £600.


    Looking for an even broader range of products? Have a look at our Shopping Card loan. A Fair for You Prepaid Mastercard that can be used online and in-store at Argos, Currys, Euronics and more. Add the product to your basket and fill in a few details to help us understand a bit about your circumstances. First time customers can apply for up to £350.

    3. Receive your item

    With a core loan your item will arrive in as quickly as 3 business days.

    With a Shopping Card loan, your Prepaid Mastercard will arrive within 5-7 business days after you've signed your Loan Agreement, but it's usually quicker. You can then shop at any available Retailer with the balance on the card.

    4. Repay on your own terms - Choose to repay weekly. Your minimum repayments will be set as per your loan agreement.

    To find out more about the core loan click here

    To find out more about the Shopping Card loan click here

  • We are wholly owned by the Fair Credit Charity. The Charity oversees and supports Fair for You in its work as a lender to financially vulnerable people and families.

    We provide credit to purchase household items directly from our retailers.

    You can choose to pay us back on a schedule that suits you too - we can be really flexible about how you pay (weekly, fortnightly, 4 weekly, monthly) and for how long (between 12-52 weeks).

    Plus, we have thousands of real customer reviews on Trustpilot.

  • We do perform credit searches when you submit a loan application which will show on your credit file and may be factored into your score calculations.

    If you re-apply within 30 days of your first application this will not affect your credit score. Any application over 30 days will require a new credit search which can show up on your credit file.

  • Watch our explainer video to find out more

    We do carry out credit searches—but we don’t rely on generic credit scores. Instead, we focus on how you’re repaying things right now. We might also run identity checks.

    To give you the best chance of being accepted, we may ask you to share your open banking data. Sounds scary, but it’s not. It just helps us understand your financial situation better—and our numbers show it actually improves your chances of getting a “yes” from us.

    Want to test the waters first? You can use our loan calculator—it will show you how much you can borrow and repayment rates, it won’t leave a mark on your credit file. Think of it as window shopping for loans.

    See our privacy policy for more details.

  • You can repay your loan early with no penalty fees. Simply log into your customer account area and make a payment

  • We understand that circumstances can change and we’ll always try to work with you to rearrange a payment plan and get you back on track wherever possible.

    If you need to make a payment you can do this via your customer account area. You can also request a change to your repayment schedule there.

See all frequently asked questions 
Contact us

Do you have more questions that you can’t find here? Then check out our contact us page to find out how you can get in touch.

Get in touch 
Trustpilot
I previously used another weekly payment store — it was a real struggle and they were always on the phone chasing payments.
— Leila
I previously used another weekly payment store — it was a real struggle and they were always on the phone chasing payments.
— Leila
Read Leila's story