Shop at your favourite retailers with our Shopping Card Loan

For access to an even broader range of products, spread the cost of your purchases when shopping online and in-store at some of your favourite high-street retailers with our Shopping Card loan, available exclusively to Good Payers Club members and all still with our fair, affordable credit options.

For access to an even broader range of products, spread the cost of your purchases when shopping online and in-store at some of your favourite high-street retailers with our Shopping Card loan, available exclusively to Good Payers Club members and all still with our fair, affordable credit options.

For access to an even broader range of products, spread the cost of your purchases when shopping online and in-store at some of your favourite high-street retailers with our Shopping Card loan, available exclusively to Good Payers Club members and all still with our fair, affordable credit options.

How it works

  1. If you are topping up for the first time, you can apply for an initial loan amount between £50 – £350

  2. If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)*

  3. Receive the Fair for You Prepaid Mastercard & shop at any of the available Retailers with the balance on your card

  4. Your minimum repayments will be set as per your loan agreement but you choose the frequency of your repayments, whether its weekly, fortnightly, four-weekly or monthly. Take a look at our calculator below to see what your estimated minimum repayments might be.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. You can submit top up requests in your member dashboard.

How it works

  1. If you are topping up for the first time, you can apply for an initial loan amount between £50 – £350

  2. If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)*

  3. Receive the Fair for You Prepaid Mastercard & shop at any of the available Retailers with the balance on your card

  4. Your minimum repayments will be set as per your loan agreement but you choose the frequency of your repayments, whether its weekly, fortnightly, four-weekly or monthly. Take a look at our calculator below to see what your estimated minimum repayments might be.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. You can submit top up requests in your member dashboard.

How it works

  1. If you are topping up for the first time, you can apply for an initial loan amount between £50 – £350

  2. If your application is successful, you will receive an email response from us to confirm you have been approved. Many customers receive a decision within an hour (when we’re open)*

  3. Receive the Fair for You Prepaid Mastercard & shop at any of the available Retailers with the balance on your card

  4. Your minimum repayments will be set as per your loan agreement but you choose the frequency of your repayments, whether its weekly, fortnightly, four-weekly or monthly. Take a look at our calculator below to see what your estimated minimum repayments might be.

If you are on track with all current loans with us and your outstanding balance is under 75% of your credit limit, you can take out further credit for additional shops up to a total of £350 outstanding at any one time. You can submit top up requests in your member dashboard.

Apply for your Shopping Card loan

We are not currently accepting new applications for the Shopping Card loan. We’re getting ready to re-launch the Shopping Card with new retailers and features in early 2025.

Already have a shopping card? You can still spend as normal. We’ll let you know all about your new retailers and features as soon as they’re ready, and how to access them.

You can still shop with us: you can still apply for a loan to buy appliances, furniture and other high-quality household items - click here to start shopping.

Food Club customers: please email us at contactus@fairforyou.co.uk before applying for your Shopping Card. To be eligible to apply you will need to be a member of the Good Payers Club and have paid off your Food Club Card balance in full.

The Fair for You Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license by Mastercard. Prepaid Financial Services Limited is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference Number 900036, for the issuance of electronic money and provision of payment services; Registered Office; Prepaid Financial Services Ltd, 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638.

Retailers available with a Fair for You shopping card

Please note these Retailers are subject to change. More details can be found in your Loan Agreement.
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